About

🚀 Entrepreneur, 🛠️ Builder, 📚 Author (2x), and 💰 Investor (60+ investments w/2 🦄 unicorns and counting).

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Fun Facts Until Joe's 40th

Overview

Joe is a leading voice and national expert in financial technology innovation and financial wellness. He is the Founder of Spring, the #1 financial wellness benefit in the US on G2.com for three consecutive years. Spring was acquired by Mariner Wealth Advisors (ranked #4 out of 15,000+ RIAs in the US) in 2023.

He is the author of "Rogue Finances" and "A Brief Discourse on Financial Justice". His track record of rapid innovation and product development is drawn from a variety of experiences including the full startup lifecycle from inception to exit at Spring, working at Google as a founding team member of the CS First platform, building mathematics curricula from scratch as a teacher, and having created a loan underwriting system as employee #1 for the Capital Good Fund, one of the country's largest microfinance organizations.

As a youth and young adult with a long history of receiving public sector benefits such as free and reduced meals (FARM), food stamps, Pell grants, and low income home energy assistance program assistance (LIHEAP) due to financial insecurity and periodic homelessness, Joe is intimately attuned to the myriad opportunities to leverage technology to accelerate and innovate in both the public and private sectors and has demonstrated an unbroken personal and professional commitment to enhancing the social and public sectors in the US since graduation, which was a first (and only) for a member of his family.

He is an amateur bibliophile and gardener, an avid coffee drinker, and a doting husband and father.

Experience

Inverted Ventures

General Partner

Mar 2021 - Present · 4 yrs

Chicago, Illinois, United States

Inverted Ventures backs early stage entrepreneurs who dare to invert the status quo.

Mariner

Full-time · 2 yrs 1 mo

Chicago, Illinois, United States · Remote

Senior Vice President, Product Strategy and Innovation

Aug 2024 - Feb 2025 · 7 mos

Vice President, Product Strategy

Apr 2024 - Aug 2024 · 5 mos

Managing Director, Financial Wellness

Feb 2023 - Mar 2024 · 1 yr 2 mos

Mariner acquired Spring in 2023 and with my transition from CEO and Founder at Spring to Managing Director at Mariner, I am charged with creating and leading the Financial Wellness efforts at Mariner, a national wealth advisory firm with 86 locations in 34 states serving tens of thousands of individuals, business owners, and organizations.

Spring

Founder & CEO

Jun 2015 - Jan 2023 · 7 yrs 8 mos

Chicago, Illinois, United States

Spring was acquired by Mariner Wealth Advisors in 2023. Spring was rebranded to Mariner Financial Wellness. I was asked to stay on to create and and lead the Financial Wellness business unit at Mariner. As part of Mariner, we continue to be on a crazy mission to help hundreds of millions of Americans learn about their finances so they can reach their financial goals and dreams. We're building the first 100% free and 100% unbiased financial health benefit for employees. Companies that care about their employees financial health use Spring to help them reach their financial goals.

Google

Computer Science Teaching Fellow

Jun 2013 - Jun 2015 · 2 yrs 1 mo

Charleston, South Carolina

CS First (https://csfirst.withgoogle.com/s/en/home) is designed to empower all students to create with technology through free computer science clubs. CS First provides free, easy-to-use computer science (CS) enrichment materials that target and engage a diverse student population. 2M+ students globally have used CS First.

As a Teaching Fellow at Google, I have had the opportunity to work on developing CS First from the ground up with an incredible team. Since our fellowship started, I have worked on and contributed to:

  • Scaling, growth, and adoption of CS First nationally with a focus on several key strategic markets
  • External event presentation, education, and stakeholder understanding, buy in, and adoption
  • Research, data analysis, UX analysis and site improvement/design
  • International logistics and supply chain management
  • Curricula framework, design, writing, editing, and production

CS First is a marquee education solution at Google and, among other various federal and state level mentions, was mentioned in President Obama's Press Release regarding updates to the national CS For All initiative.

Teach For America

2011 Corps Member

Jun 2011 - Jun 2013 · 2 yrs 1 mo

Greater Chicago Area

Middle School Teacher - Mathematics

Key Highlights:

  • 3.5 years of average growth across all students, outpacing state average of < 1.0 year, and Teach For America Chicago average of 1.5 years.
  • Several projects funded through Donorschoose.org to embed resources into classroom valued at over $10,000. Most importantly, integration of laptop computers that allowed students to access college courses.
  • Overlaid innovative synthetic economy to invest students in learning and to advance financial knowledge and behaviors.

Capital Good Fund

Director of Programs

Jun 2010 - Jun 2011 · 1 yr 1 mo

Providence, Rhode Island Area

I worked on developing and implementing several curricula designed to empower individuals overcome the prevalent barriers of poverty. The innovative holistic approach that addresses multiple barriers is expected to yield much stronger results than utilizing a single pathway or focus.

Acquired Specialties and Skills:

  • Loan underwriting and origination
  • Curricula development
  • Teacher training
  • Training manual development
  • Group lending construction and execution
  • VITA Tax Site Coordinator

Education

University of Michigan

B.S. Economics

2006 - 2010

Certifications

Series 65

Financial Industry Regulatory Authority (FINRA)

Community Involvement

Xoogler.co

Lead Organizer - Chicago

Organizing and leading initiatives for the Google Alumni community

TEDx

Speaker

Presented on "Defining Financial Justice"

Center for Economic Progress

Founding Associate Board Member

Supporting working families through financial education and assistance

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